Category Archives: advisor

Nick Vertucci: The American Dream

The American Dream is success and happiness. Nick Vertucci has achieved both, and his story is inspirational. Anyone who has struggled in his or her career or wishes to develop more professional skills will benefit from hearing Nick’s story.


Nick’s childhood was hard, especially after he lost his father when he was ten years old. At the age of 18, Nick was living in a van and struggling to make something out of his life. Eventually he began his own computer parts business, and he realized that being his own boss provided him with the ability to live life on his own terms, professionally and personally. Soon, he met his wife and together they started a family of three daughters.


Nick’s career success was short-lived, however, and the year 2000 was his worst. He lost his business and all of his money, racking up insurmountable debt. But Nick Vertucci isn’t a quitter, so he kept an open mind when a friend invited him to a real estate seminar. Nick discovered the power of real estate, and finally began to feel positive about his future.


Today, Nick is a millionaire, and the Founder and CEO of the Nick Vertucci Real Estate Academy, where he and his dedicated staff teach others the secrets to success in the real estate world, and inspire them to reach their own American Dreams.


The NV Real Estate Academy teaches its students how to overcome obstacles and successfully flip houses to make huge profits! They are coaches and mentors who teach everything about house-flipping from contracts to commercial properties to 401Ks and investments. Beginners with absolutely no experience in the real estate market or remodeling houses will learn everything they need to know to be successful.


Anyone can build a career with the help of NV Real Estate Academy’s leadership and teachers. They even offer free events and seminars to allow you to find out for yourself how easy it can be to change your life. Nick Vertucci can truly teach anyone how to achieve the happiness and rewarding life he has earned for himself.

The Hardships of Nick Vertucci and His Method to Overcome Them

Nick Vertucci had a life full of hardships at first, he may have had the luck of having a family who cared for him. However, they were not in a bulletproof financial state; they were at a point of uncertainty, an unexpected outcome could drive them to be in a difficult position, economically speaking. Sadly, this sudden result took place when Vertucci was ten years old. It was a huge hit for Nick Vertucci who lost his father at such a young age. This would not only strike deep within the emotional core of anyone but also left a tough task to his mother, to take care of Nick and his brothers all by herself.


Those were hard years for Vertucci, he endured for eight years without being able to do anything about because of his young age, but suddenly, everything started to pick up when he started his own business, Vertucci has a vision for creating opportunities by himself, this will not only help him at this moment but later on in his life as well.


His business was going well, and he even got married and became a father. Life was good; however, luck began to run out when the dot com crashed, and just like that, his whole business fell apart. He didn’t know what he could possibly do and for a year and a half, things look pretty grim. However, he was just getting close to one of the most important days for him and a career defining moment.


Nick Vertucci absorbed every piece of information he could; something gave him the impression that this could really be the key to pick himself up and it effectively was.


After much hardship, he found significant success by developing a real estate method that would make him a millionaire. Now all his drive is focused on teaching other people on how to gain success in real estate and why his method works. His method and philosophy are based on the premise that you should actively search for properties with low values and wait for that perfect moment to sell it at the highest value possible, and this line of thought has worked many years for real estate developers like Vertucci.


Nick Vertucci’s method needs intuition and knowledge of the market but after that everything else is broken down and made so simple by Vertucci himself and the fact that it became the most sought out program in America about real estate speaks volumes.

David Giertz: Knowledgeable And Highly Successful Financial Services Executive

Nationwide Financial Distributers’ president of sales and distribution organization, David Giertz, says because they won’t talk about social security with their clients, financial advisors are failing. And Giertz, who has spent over 30 years in the financial services industry and is the former president of a top American insurance company, knows what he’s talking about. He says not discussing social security retirement benefits with clients hurts both the client and the financial advisor.


Research shows most retirees or those nearing retirement said their financial advisors hasn’t discussed social security’s impact on their retirement planning process with them. About 80% of them said they would replace the advisor because of it. Many advisors avoid discussing social security because of the complexity of the program. But financial advisors should discuss it with their clients because social security provides about 40% of most retirees income. Plus, if the retirees begin taking social security benefits too soon, they could lose up to $300,000 in benefits over their retirement years.


A certified FINRA broker, David Giertz has a B.S. from Millikin University as well as an Executive MBA from the University of Miami. He began his career with Citigroup as a financial advisor in 1989. During his 10 years there he was promoted to area director and eventually became executive vice president of sales. He then took a leadership position at Nationwide Investment Services Corporation (Bank Channel) and helped to grow the company’s assets by $7 billion.


Giertz was also Nationwide Life Insurance Company senior vice president-Nationwide Financial Distribution and Sales and held the titles of director, president and senior vice president at a number of other Nationwide companies. These days he’s based in the Nationwide office in Dublin, Ohio. With three decades of experience in financial services, David Giertz is a font of wisdom

Nick Vertucci – Helping People Learn the Tricks of Trade of the Real Estate BusinessNick Vertucci – Helping People Learn the Tricks of Trade of the Real Estate Business

The state of California is going through a massive problem in its real estate market, and the biggest issue is that not many people can recognize it. At the moment, the prices of the house in California are amongst the highest it has been in the past few years, and the growth in the prices has been consistent.



In the past five years itself, the price has gone up by nearly seventy-five percent, which is a massive increase that no other state in the country has witnessed. Many of the metropolitan areas in the state of California has witnessed a price jump of nearly hundred percent as well. It only indicates that the demand for houses has increased drastically in the past few years in California, which is a good thing.



It shows that the people from across the nation as well as from other countries are coming to the state of California to work and grow here. Even though it is a good indicator regarding portraying growth in the state, one of the problems it is facing is that the housing development in the state is lying idle and there are not many properties under construction at the moment.



At the speed in which the demand for the new houses is increasing, the number of new projects under development signifies that the demand would not be met. Many of the people who are working at top positions in the companies in the major cities in California have to travel for hours to reach work and back, and it is a trend that is growing across the state.



Most of the people who are earning good amounts from their jobs are giving away a considerable portion of their income towards rent. It is because along with the increase in the prices of the properties in California, the rentals have also gone up significantly. It only goes on to showcase that the young generation in the state would possibly have to wait for the next couple of decades to buy a home, and the majority of the millennials would probably never be able to afford a home.



Nick Vertucci, a well-known real estate investor in California says that the problem needs to be recognized by concerned authorities at the earliest. Nick Vertucci says that there is a lot of money that can be made in the real estate market through the techniques he has learned over the years. Nick Vertucci is the founder of NV Real Estate Academy, where he teaches lessons drawn from his experience with the real estate market to the interested members. Nick Vertucci says that by following his tips and techniques, making money in real estate market becomes much easier.


Ricardo Tosto the Strategist Lawyer

Lawyers in Brazil

There are several amazing facts about Brazil that you should know.One of these facts is about the population of lawyers and the law in Brazil. All the states in Brazil have a law school which means that the whole country has over 1000 law schools that are attended by over 200,000 students. This strong educational background in the country provides a foundation to many competent attorneys and judges such as Ricardo Tosto. As a result, the nation has a population of over 620,000 attorneys, with the capital city being more populated with attorneys and more information click here.

Many may wonder about the quality of education offered to the high population of lawyers in Brazil. This population is qualified as for one to qualify; they must pass an exam that is set by the Bar Association of Brazil. In addition, one is expected to undertake five-year training before admission to the bar.

Law in Brazil

The Brazilian constitution is adopted from the French, Portuguese and the Italian civil laws. The country’s current constitution, which is the supreme law was adopted in 1988.In addition, this country is governed by the federal laws such as the civil law, and penal code among others.

Who is Ricardo Tosto?

In Brazil, the name Ricardo Tosto is common, reason being, he is among the best lawyers in Brazil. As a graduate from Mackenzie in Law, and an educational background in business administration, Ricardo’s career has a strong foundation.This background provides vast knowledge for him to handle matters on bankruptcy, credit recovery, commercial law, and administrative law. In addition, Ricardo Tosto is a lawyer and member of the international bar association.

More about Ricardo Tosto

Ricardo’s popularity comes from his work experience and expertise, as well as being the founder of the Leite, Tosto e Barros Law firm. This law firm is popular for handling mass litigation. Moreover, he is known to have handled popular legal issues successfully, which proves his competence. Having started his career as a litigation lawyer, in a small office one can see the tremendous growth as he now owns one of the biggest law firms in the country and resume him.

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How The Osteo Relief Institute Of New Jersey Shore Helps People Find Fast Arthritis Solutions

Arthritis is a rampant condition among the old age people but is also present in middle-aged individuals. It is commonly misunderstood as an illness whereas it is a situation that arises from a number of factors that lead to degeneration of joints. The major contributors to the condition include aging, a family history of arthritis, excessive body weight and previous injuries.

Arthritis affects more than 500 million people in the United States alone according to a recent analysis. The condition which has over 100 variations is often ignored by people because it comes off as a non-threatening case. It is common among women and people in the late middle ages and above (HealthGrades).

There are several types of arthritis the most common being osteoarthritis, also known as degenerative joint disease. Osteoarthritis is diagnosed in the presence worn out cartilage and soft tissue around the joints. It is an untreatable condition that can only be managed by a patient by monitoring motion that could lead to adverse effects. There are several ways the experts recommend when managing it, which involve exercises in a regulated timeline.

The attainable management solutions that do not involve checking into a medical facility include integrating exercise that does not stress the joints. Experts advise candidates to work on building muscle hence ultimately strengthen the joints and stretching to reduce tension. Mundane roles that could lead to stiffness such as long hours in front of the TV ought to be regulated or at least include a change of posture. Apart from the self-imposed treatments, there are medical practices specialized in offering fast relief to patients.

The Osteo Relief Institute utilizes cutting edge technology and highly qualified professionals when applying solutions. They promise and deliver on relief of knee pain, the increase of mobility and ease of stiffness. According to their official information, treatment of the spine also goes a long way in improving the overall health of patients.

The Osteo Relief Institute of New Jersey Shore operates from an office in Wall Township. Stephanie Marsh is one patient who was satisfied with the results. According to her, the staff is welcoming, and the atmosphere is relaxing for one to have a smooth appointment session.

Can Concessions Benefit Brazil’s Basic Sanitation Services?

A recent announcement by the Brazilian government has revealed that it will be granting concessions focused on basic sanitation via a partnership with BNDES (National Bank for Economic and Social Development). Felipe Montoro Jens, a specialist in infrastructure products, interviewed Edison Carlos, President of Trata Brasil, who revealed that he believed that the services will experience improvements in management, structure, and resources.


Carlos went on to say that basic sanitation in Brazil is primarily served by public power, and 70% of those who take advantage of it are served by state organizations. BNDES will be developing customized plans of action for each state it serves, pulling details from surveys of these locations. With this information in place, it will be able to change its approach to meet the needs of each place. One of the major issues being addressed will be water loss, which carries a significant financial impact to state-owned water companies.


Carlos favors the implementation of concessions through partnerships while focusing on drafting contracts with clear goals. To help keep things regulated, regular inspections by public agencies should be adopted in those places where the services are provided. He considers it essential that the activities are frequently reviewed by the governors to ensure that the contracts are being fulfilled as promised while focusing on balancing the mode of operation against the needs of the citizen.


Felipe Montoro Jens has a long and respected history in his field, having worked for such notable companies as Terna S.p.A (Enel Group S.p.A.) working to guide develop projects and structuring finance. Previous to this he worked with Enron with their International Structure Finance Division, and working in the auditing and consulting divisions in PricewaterhouseCoopers. His educational background is in business administration, earned from Fundao Getlio Vargas, and a Masters Degree from The American Garvin School of International Management (USA) in International Management.


Igor Cornelsen: Expert Investor and Philanthropist

It always seems to be that the most successful businessmen are those who are always giving to the community. As a matter of fact, even with investing, the person has to have a desire to give back to the community. Igor Cornelsen is one who gives back to people. While it is not just money and materials that he gives back, he also gives people the knowledge that he has gained from his career as an investor. He has learned plenty of secrets about the market and about himself. Therefore, he is willing to share with others that are willing to get involved with the business.


Among the pieces of information that he gives back are different topics that are related to investing and passive income. He has a lot of information about tactics for success. Some of the tactics he recommends may surprise people. For one thing, it does involve getting out of the comfort zone for some people. In Brazil, it is important for people to reach out and connect with one another. In order to be successful, it is important for people to network and get involved with others. Business is a social activity. This is why Igor Cornelsen advises people to connect with the natives.


One of the best ways to make money outside of being an employee is by being creative. One has to be able to look at many different factors which includes the industry that he is interested in. For one thing, when people find the industry they want, then they are more likely to be productive in their work. The next step is to figure out how to market. With Igor Cornelsen, he has learned how to market himself and make himself accessible to people who are willing to learn and get advice.

Eucatex: Taking Progress and Sustainability Hand in Hand

There are a few people in the business community of Brazil who rose to the firmament of fame in a short time. Flavio Maluf can be justly placed on the list enlisting those few successful businessmen. He is a self-made man and is known to the world as a successful businessman and industrialist. He is the CEO of Eucatex, a company with which he is associated for last 28 years. After performing his duties in various positions looking after different aspects of the company’s business, Flavio became president and CEO of the Eucatex. Since 2005, he has been leading the company as its CEO.


Eucatex is one of the most thriving companies of Brazil which was established in 1951. Over more than a half-century of its existence, the company has evolved into a paramount business firm. It stands tall among all other private companies for introducing the unique concept of harmonizing industrial progress with the preservation of the environment. Under the dynamic and strategic leadership of Flavio Maluf, the Eucatex has grown the size its revenue and extended its scope. It was because of Flavio’s ingenious business skills that the company has a large number of factories across the length and breadth of Brazil. Flavio’s commitment to the preservation of the environment is reflected by his decision to use solar power in all the offices of his company in order to conserve energy and make our environment sustainable.


Flavio Maluf has comes with an excellent educational training and a decorated curriculum vitae. He studied mechanical engineering at PUC, Sao Paulo. To further his polish his educational training, he earned a postgraduate degree in Business Management from the New York University. Equipped with knowledge of engineering and business management, he made a perfect choice for leading the company in its industrial and trade related agenda.


Flavio Maluf is a great deal of inspiration for new and aspiring entrepreneurs and businessmen. He gives his productive entrepreneurial tips and techniques through writing blogs regularly. He shares his experiences of his struggle and guides people on how to finagle through the intricate and highly competitive corporate world.

Investing Advantages According To Igor Cornelsen

Investing is one of those activities that are gaining a lot of popularity during economical changes. For one thing, people have looked to alternate forms of income. In their search, they have came across the activity of investing. For those that are wondering what investing is, it is the act of putting forth money or any other type of value in order to gain back some value. In many cases, people invest money in the hopes of getting back the profits. However, one of the benefits that come with investing is that one does not have to work as much depending on the type of asset that he is paying for.

When people look into investing, the best thing for them to do is look at sources of information. Among the investors to learn from is Igor Cornelsen. He understands the world of investing and knows of all of the advantages that one can enjoy with this activity. For one thing, there are a lot of advantages that he can name for people that will get them interested in investing. For one thing, people that invest will admit that it can be a lot easier than working a regular job.

One of the advantages that Igor Cornelsen talks about with investing is passive income. One thing with passive income is that it does not require all that much once it gets going. With investing, all that is needed is for the investor to continue adding money to the account so that he will gain back a larger amount of interest. This is especially helpful for accounts that have compounding. When people gain tons of interest, they will earn a lot of significant income over time. With leverage, people could save money with the income they earn from their regular jobs.