Monthly Archives: June 2017

Entertaining With Home Improvement

When beginning a home improvement project, consider working on the outside just as much as the inside of the home. You can transform the exterior space to one that is just as comfortable as the inside with a couch and chair that you can enjoy sitting on with family and friends. Wicker furniture works well outdoors as it’s easy to clean, but you could also use a traditional furniture set if the deck area is covered. Position the furniture around a fireplace or a fire pit for added comfort.

 

If you like to cook outside, then you’ll want to build a grilling station. This is a home improvement project that brings everyone together as you have to eat at some point. Start with cabinets and counters that are used for storage and to prepare the meals that you grill. The grill that you install shouldn’t be a simple one with one level. It should feature a side burner and two or three levels to make it easier to grill several types of food at one time. This is an entertaining improvement for special occasions or to simply enjoy time with the family outside instead of cooking inside the house all the time.

 

When you think of improving the home, you might think about painting or changing the flooring. An idea for the exterior is to add a sound system. If you have a pool or a large patio area, then it will allow for a way to listen to fun music while swimming or relaxing music while you’re talking with guests. You can bury many of the components of the system os that they aren’t seen or damaged.

 

Improve Your Home Wisely

Unless you plan to live in your home for the rest of your life, which you may very well be, any home improvement projects should be undertaken with the future in mind. Everything from paint colors to landscaping can affect your home value. If you plan to sell your home in the next few years, keep in mind the kind of improvements that attract potential buyers. In general, bathroom and kitchen upgrades are the most expensive but also show the most return on investment.

 

 

The kitchen is the room that most often needs an upgrade. When making choices about important elements like backsplash, cabinets, and countertops that what you like may not increase your home value. If you’re looking to sell your home in the future, consider staying away from highly customized designs. You may love a trendy purple backsplash, but potential homebuyers may be turned off. That doesn’t mean you can’t add a little personality, but don’t ignore timeless looks that could provide a better return on your money.

 

 

Take the time to look at your home through the eyes of a potential buyer. Adding an additional half bath on the first floor may be just enough to convince a buyer that your home is right for them. However, if that half bath makes the floorplan awkward, it may be a turnoff. You may be better served by a fresh coat of paint throughout your home creating a unified look or upgrade any outdated appliances and fixtures, essentially giving your home a facelift.

 

 

Another important consideration is location. Homes in Florida, California, and other warm climates may increase in value with the addition of a pool. In moderate to cold climates, a pool may not add enough value to make up for the cost of installation and maintenance. The money may be better spent repainting the exterior or investing in landscaping.

 

 

Home-improvement should always be done with an eye to the future. Find a balance between your personal preferences and salability.

 

Smart Apartments; Taking over the Real Estate Market

Smart home technology is rapidly taking the place of conventional homes in the market. Many people are resorting to modern structures that are fitted with energy efficient amenities and smart technology that improves the general quality of life. In the past, smart home technology majorly focused on targeting the homeowners rather than renters. This was effective then but is presently not strategically feasible.

 

Between 2005 and 2015 the figure that represented renters in the country shifted from just 9 million to 43 million renters. This significant increase was specifically centered around demographics that had integrated smart technological improvements to the homes. Companies that produce and manufacture smart devices meant for home improvement recorded broader and bigger sales owing to these developments. Samsung Vice president for global business mainly stated that areas like Manhattan and New York have featured as some of the largest markets for Samsung smart home technology

 

Renters have highly adapted to smart technology as opposed to homeowners. The older millennials between the age of 26 and 30 have been seen to be twice as receptive to smart home devices in comparison to other age groups. Americans in the higher income bracket are more likely to be homeowners more than people in the lower income bracket. Despite this fact, the number of individuals in the home ownership bracket has declined substantially over the last ten years.

 

An interesting fact that has been proven by various independent studies have highlighted the fact that renters are not homeowners since they aren’t able to afford mortgages, high home improvement costs or home down payments. However, when it gets down to splurging on the latest home improvement device, they do so effortlessly.

 

Experts state that renters who are looking to invest in home devices should not go for major changes like installing a thermostat or a smoke detector. This is due to the fact that any malfunctions that may lead to damages will have serious implications on the renter. The safest option for renters, in this case, is DIY smart devices that aim to make the home efficient.

 

The Upsurge in Canadians Home Improvement Projects

Canada’s home renovation projects have now increased to over one million dollars. This comes as no surprise for city residents and agents who have seen a significant rise in pricing of such projects in over seven years. With the soaring interest rates, investors are now scared of borrowing more.

 

 

According to the Bank of Montreal, the moderation that was seen back in 2015 to 2016 is now on a constant rise. Expenditure on renovations was rated at 10 percent within the final three months of 2017, which is a rise compared to the previous year. Such a high is sending home improvement back to the recession era when the government used to fix up projects using the special tax credit.

 

 

The Renovation share

 

 

If you equate the home improvement projects to the share of total money spent on Canadian real estate, you will see an upward trend, given that ownership rates have improved significantly. Also, new housing construction now makes an even bigger component from the expert’s point of view. Renovation spending by professional contractors now peaks at 49.5 percent of the residential investments from the 43.2 percent in 2014.

 

 

The trend is projected to continue, given the long-term trend that reflects limited development space in bigger cities and an aging population. According to Kavicic, a real estate developer and home improvement manager, if you are in search of a decent lot, then you should start thinking of renovating an old house.

 

 

In the past few months, the Bank of Canada announced that it was cutting its interest rate down to a quarter of a point to 0.75%, which further decreased the interest in the form of debt and along the lines of credit. Real estate is an important aspect of the economy, and if the Canadian government doesn’t enforce legislation to govern such an upsurge, then there is bound to be a problem within the real estate niche.

Effects of the Housing Market Recovery on Home Depot Inc.

Recent retail earnings have undoubtedly proven that the market out there is tough. In fact, a sluggish economic recovery coupled with increased e-commerce competition has led to various mixed outcomes, especially for some of the top companies in brick and mortar retail. Nonetheless, the home-improvement retailers seem to be non-affected by the situation.

 

Since the 2008 economic crisis, the housing market has displayed a steady recovery. This recovery is well depicted by the continued recovery in home prices and growth in construction activity. According to the Wall Street Journal, the increased home prices can provide homeowners with the necessary equity to spend on appliances, cabinets and floors. The higher home prices and lower home inventories may cause most home sellers to spend more on home improvement in a bid to cash more money on their asking prices. Alternatively, potential home buyers may opt to remain at their current residence by renovating as opposed to house hunting.

 

Stakeholders are anxious to see if the economic backdrop will affect Home Depot Inc. when it announces its first-quarter results. During the first quarter, Home Depot is anticipated to report $1.61/share from $1.44 in Q1 2016. The management at Home Depot projects comparable store sales at 4.6% for the rest of the year. During the unveiling of the first quarter results, analysts are expected to focus on how the comp store sales rank up against the management’s estimations. Additionally, analysts are likely to look at the growth of the company’s professional business.

 

Home Depot’s Plans

 

During the previous quarter, Home Depot unveiled a new $15 billion share repurchase program. In fact, the company claimed that it would repurchase about $5 billion worth of assets in the first quarter. Also, the management unveiled the opening of just six stress during the fiscal 2017. This number is small compared to the numerous stores Home Depot currently operates. As a matter of fact, Home Depot had 2,278 retail stores across the US and some international markets. According to the results on the options side, traders have priced close to a 2.5% potential stock in either direction, which is around the Home Depot’s release of its earnings.

https://www.forbes.com/sites/jjkinahan/2017/05/15/will-home-depot-earnings-benefit-from-the-housing-sector-recovery/#a41778e16be7

 

CTRMA:INNOVATORS AMONG TRANSPORTATION

The Central Texas Regional Mobility Authority was established in 2002 with the goal of using modernized technology to find resolutions to the multi-mode transportation and infrastructure for central Texas. MoPac is an independent government agency that finds innovative solutions to the overcrowding of highway travel as well as other transit concerns that impact the economy and its citizens. They are credited with the creation of 183A and the 290 toll roads that have resulted in Travison and Williamson counties extensive rapid development. Using the most advanced scientific data and technology, MoPac is able to control traffic through variable tolling rates which anticipates supply and demand. Through fiber line road integration, communication between the vehicle and the road is possible and could solve numerous problems before they occur. MoPac joined forces with Metropia and Carma producing phone apps that display different routes and brings carpoolers together. With assistance from the Capital Area Metropolitan Planning Organization a Highway Crisis Response technician has been assigned to quickly help stranded vehicles preventing minor issues from becoming major traffic issues. Through their innovative solutions expressways are kept constantly moving even when other lanes are stalled.

 

Mike Heiligenstein has been the Executive Director of the Central Texas Mobility Authority since 2003 and has been integral to the agency’s effectiveness in Texas transportation. He is considered a nationally acclaimed pioneer among his constituents with regard to leadership and resolving complications within infrastructure and toll roads. He has successfully spearheaded many infrastructure programs for several communities.

 

Heiligenstein has a Bachelors and two impressive master’s degrees from the University of Texas. Mike was up for a challenge when assuming the director of Mobile authority because there was no useable available capital and many people staunchly disagreed with having toll roads. With his triumphant aptitude Mike has managed to accrue an ever- increasing income that is presumed to be worth $136.5 million in the year 2020. Mobile Authority is expected to have around four billion dollars in available revenue by the same year. Mike has had a distinguished career holding many affluent positions. His notable board and council services are listed below.

 

  • International Bridge
  • Envision Central Texas
  • Tunnel and Turnpike Association
  • The National Association of Counties Air and Water Quality Subcommittees
  • The Austin-San Antonio Corridor Council
  • Round Rock City Council member for 8 years
  • Commissioner of Williamson County for 15 years
  • Chairman of the Clean Air Force of Texas

 

Follow Mike Heiligenstein on twitter.

 

 

 

Dr. Akhil Reddy; Prolific Dental Practitioner Doubling Up As An Exquisite Wine Connoisseur

Dr. Akhil Reddy is not only a reputable general dental practitioner but is also an aficionado of the finest wines in the market. As a self-acclaimed wine connoisseur, Dr. Reddy surely knows his way around everything that an oenophile should be aware of. According to Dr. Reddy, the secret of being able to get quality wine that is affordable is stepping away from the conventional markers that people tend to look out for.

Getting a good brand of wine that is under 30 dollars is possible by changing the focus to wine producing areas that are not so common. Also, one can switch up on the variety of grapes that are not recognized by every wine enthusiast. Dr. Reddy advises that going for new brands of wine that have been produced by renowned estates can also help to get quality wine at an affordable price for the masses.

Dr. Reddy is particularly interested in French wines that have a refined taste and flavorful scent. As a dentist, he encourages people to negate looking for wine with price as the primary marker. He advocates for using the type of grapes that have been used and the art of fermenting as well.

Who is Akhil Reddy?

Dr. Akhil Reddy is a seasoned dental professional based in Texas. With over nine years accumulated in the general dentistry practiced, Dr. Reddy has acquired the necessary skills to also branch out to Dental Management. He has also been able to garner a vast client base owing to his effectiveness, high standards of quality and professionalism.

Dr. Akhil Reddy attended the University of the Pacific where he earned a BSC degree in Biology. He later proceeded to pursue his DDS in Dentistry which he also acquired from the same university that has a remarkable School of Dentistry. Read more: Dr. Reddy | LinkedIn

Owing to the experienced that he has amassed over the years, Dr. Akhil Reddy has been able to maintain an impressive track record. He presently works at various MB2 Dental Solutions partner offices that are based in Texas in the capacity of a dental practitioner.

Dr. Reddy is a certified partner at West Lovers Dental. He also features as the incumbent director of the range of services that are provided by Just Health 510. The institutions that Dr. Akhil Reddy is affiliated have attributed their success to the quality of work that he delivers as well as his partnership with other renowned institutions like MB2 Dental Solutions.

Dr. Akhil Reddy prides himself on ethical practices in his field as well as top quality work that has been able to attract a broad range of clients.

Home Improvement Trends

The housing market is booming in many areas of the United States. Many buyers are having trouble finding real estate property to invest in. With this change, some people are deciding to stay put and just upgrade their current home. With all of the hassle involved in moving, this seems like a viable option for many people. The home improvement companies are repotting record sales and earnings with all of the economic activity going on in this area. Now is the time to look at home improvement trends if you want to do this yourself.

 

 

Home Equity

 

If you do not have the cash on hand, one of the best ways to deal with the cost of repairs is to access the home equity that you have. This type of loan generally has a low rate of interest that you can roll back into your mortgage payment. Now is a great time to look at options in this area. Few people have thousands of dollars to spend to upgrade their kitchen. However, many people can pay several hundred dollars per month to get that work done.

 

 

Future Trends

 

In the coming years, people are going to be more willing to invest in their homes. There are several reasons for this. The rise of smart homes is a trend that is going to continue in the future. This is where you pay more upfront but save money over time with things like electricity and water.

 

Greg Secker Foundation, Transforming People’s Lives

Greg Secker was born in 1975 in Norfolk, England. He began learning Agriculture together with Food Sciences from the University of Nottingham in 1997. He is a famous author and has written books such as “Financial Freedom Through Forex, The Book of success, and Trading Your Way to Success.”

Greg Secker is an international recognized motivation speaker and has spoken in main marketing streams such as Bloomberg and CNBC. His international status has earned much reputation and has worked with famous personalities like Robert Kiyosaki who is renowned for his book titled “Rich Dad Poor Dad,” author of “Secrets of the Millionaire Mind,” the author of “Unlimited Power,” Anthony Robbins among others.

Additionally, Greg Secker partners with distinguished charities in creating events like South Africa’s Global Success Summit. Such events avail different speakers that include the legend of Rugby in South Africa, Francois Pienaar, Jordan Belfort of The Wolf of Wall Street, Steve Job (Apple co-founder), Dr. John Demartini among many others. The topics of discussion range from wealth to health, to psychology to bring about fundamental changes in individuals and to unlock their untapped potential.

Greg Secker foundation is one of the greatest in his achievements. The non-profitable organization that began in 2010 is the reason behind Greg’s pride and passion. The foundation has a solid focus and commitment to improving the quality of life for human beings around the globe. The exact areas of focus included in the education sector, Life skills, and leadership initiatives for the youth. As a matter of fact, the foundation has a goal to provide communities with sufficient skills that promote success.

The various programs operated by the Foundation is transforming people’s lives. Such programs like Early Childhood Development Program in South Africa, Christmas Basket Brigade, Youth Leadership Summit, Youth Mentoring Program in addition to sustaining the Ubuntu Education Fund.

Lately, Greg Secker visited the Philippines after Typhoon Haiyan, during the tour Greg improvised the idea of building homes for the communities affected. It was a project that would ensure the rebuilding of a society that can bear up future typhoons. Funding of the project was to be made by Greg Secker Foundation.

 

 

One of the fastest rising Financial Institutions in America

NexBank Capital is a highly ranked financial institution that provides a broad range of services, including institutional, mortgage services, and commercial banking. This organization acquired its charter nearly nine decades ago. Executive James Dondero sits on the management committee of this institution. NexBank also pioneers in the provision of customized services for its various clients, including corporations, financial institutions, and institutional clients.

NexBank Capital acquires a $24 million round of funding

In 2016, this company announced that it had successfully raised about $24 million worth of investment capital. The aim of raising this money was to enable the company to increase proceeds to fund its general corporate needs. Upon completion of the transaction, John Holt, the boss of NexBank Capital Inc., thanked its shareholders on behalf of the company for their contribution and support. He also promised the capital raised would be used to grow the business to greater heights. Before raising this money, NexBank had made public its net income and its return on average (ROAE), which was $38.1 million and 37.6 percent respectively.

This company also reported that its total deposits had increased to $2.6 billion while its total assets had reached $3.5 billion. NexBank Capital subsidiary, NexBank SSB, had announced that its gross loans had risen to about $2.5 million, which is approximately 72 percent of the company’s total assets. NexBank SSB is one of the best-performing branches. According to Matt Siekielski, the COO of the bank, NexBank Capital is an organization that has over the years experienced stability despite economic downturns.

He also added that the firm is positioned to increase its revenue with this round of funding tremendously. In 2016, NexBank Capital Inc. together with its subsidiary, NexBank SSB, received outstanding ratings from Kroll Bond Rating Agency. NexBank Capital’s senior unsecured debt rating rose from BBB- to BBB. NexBank SSB, on the other hand, received a debt rating of BBB+. Additionally, this firm works with a team of more than 200 experienced professionals.